What is the maximum loan-to-value ratio (LVR) for an SMSF home loan?

Hi there, There are a few mortgage managers that will go up to 90% LVR in an SMSF. The funding line comes through Origin.

The maximum loan-to-value ratio (LVR) for an SMSF home loan is typically 80%. This means that the loan amount cannot exceed 80% of the property’s value. This is different from regular home loans, which can have an LVR of up to 95%. The reason for this difference is that SMSF home loans are considered higher risk and lenders are more cautious when it comes to lending money to SMSFs. The lower LVR also means that the SMSF will need to have a larger deposit saved up before they can purchase a property. The LVR for an SMSF home loan can vary from lender to lender, so it’s important to shop around and compare different offers to find the best deal. It’s also important to remember that SMSF home loans can come with higher interest rates, so it’s important to check out current interest rate offers on Goodrate (https://goodrate.com.au/home-loan) to make sure you’re getting the best deal.