What is the maximum loan-to-value ratio for a home loan in Australia?

This is a lender specific question and all lenders have varying appetites - which do change from time to time. Typically the highest LVR that lenders will entertain can be as high as 97%

The maximum loan-to-value ratio (LVR) for a home loan in Australia is typically 80%. This means that if you are looking to purchase a property, the loan amount you can borrow is up to 80% of the property’s value. For example, if you are looking to purchase a property worth $500,000, the maximum loan amount you can borrow is $400,000. The remaining 20% of the property’s value must be paid by you as a deposit. It is important to note that the maximum LVR may vary depending on the lender. Some lenders may offer higher LVRs, while others may offer lower LVRs. Therefore, it is important to check with your lender to find out what their maximum LVR is. At Goodrate, we can help you compare home loan rates and find the perfect loan for your needs. Visit https://goodrate.com.au/home-loan to check out current interest rate offers and find the right loan for you.