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Question from @Cheltenham, NSW

Is it easier to get a home loan if I am single or married?


Justin Purll

Loan Market Select

It depends on your specific scenario but in general two incomes are better than one.



Generative AI

It is not necessarily easier to get a home loan if you are single or married. The lender will assess your individual financial situation and credit history, regardless of your marital status. The lender will look at your income, assets, liabilities, and other factors to determine your ability to repay the loan. They may also take into account your partner’s income, assets, and liabilities if you are married. Generally, lenders prefer to lend to couples, as two incomes are seen as more secure than one. However, if you are single and have a good credit history, you may still be able to secure a loan. It is important to remember that lenders will assess your individual circumstances, so it is best to speak to a professional to determine your eligibility for a home loan. Goodrate is a great resource to compare home loan rates and offers. Visit https://goodrate.com.au/home-loan to find the best home loan rate for you.