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Next home Home Loans

Compare home loans for your next property.

Big Four Banks

Australia's big four banks - ANZ, CBA, NAB and Westpac - dominate the financial market, account for roughly 74% of home loans in Australia by value.

Westpac

Flexi First Option Home Loan

3.25%
Interest Rate
N/A
Comparison Rate
Rates as at 28 Sep 2026

NAB

Tailored Home Loan

5.89%
Interest Rate
6.62%
Comparison Rate
Rates as at 16 Jun 2026

Westpac

Premier Advantage Options Home Loan

5.89%
Interest Rate
7.45%
Comparison Rate
Rates as at 28 Sep 2026

Westpac

Options Home Loan

6.19%
Interest Rate
8.39%
Comparison Rate
Rates as at 16 Jun 2026

ANZ

Fixed Home Loan

6.29%
Interest Rate
7.05%
Comparison Rate
Rates as at 28 Sep 2026

ANZ

Simplicity Plus

6.39%
Interest Rate
6.39%
Comparison Rate
Rates as at 28 Sep 2026

Westpac

Flexi First Option Introductory Home Loan

6.44%
Interest Rate
6.76%
Comparison Rate
Rates as at 16 Jun 2026

ANZ

Home Loan

6.54%
Interest Rate
7.10%
Comparison Rate
Rates as at 16 Jun 2026

NAB

Tailored Home Loan

6.64%
Interest Rate
7.62%
Comparison Rate
Rates as at 16 Jun 2026

NAB

Base Rate

6.84%
Interest Rate
6.88%
Comparison Rate
Rates as at 16 Jun 2026

ANZ

Standard Home Loan

7.24%
Interest Rate
7.24%
Comparison Rate
Rates as at 28 Sep 2026

ANZ

Standard Home Loan

7.44%
Interest Rate
7.44%
Comparison Rate
Rates as at 16 Jun 2026

Westpac

Premier Advantage Rocket Repay Home Loan

7.44%
Interest Rate
7.77%
Comparison Rate
Rates as at 16 Jun 2026

Westpac

Rocket Loan

8.73%
Interest Rate
8.87%
Comparison Rate
Rates as at 28 Sep 2026

Westpac

Rocket Repay Home Loan

8.73%
Interest Rate
8.86%
Comparison Rate
Rates as at 16 Jun 2026

Major banks

Major banks offer a wide range of home loan products and competitive rates, providing a strong alternative to the Big Four.

ING

Home Loan

5.79%
Interest Rate
6.07%
Comparison Rate
Rates as at 16 Jun 2026

AMP Bank

Professional Package

5.89%
Interest Rate
6.94%
Comparison Rate
Rates as at 16 Jun 2026

AMP Bank

Essential Home Loan

5.99%
Interest Rate
6.02%
Comparison Rate
Rates as at 28 Sep 2026

Bendigo Bank

Complete Home Loan

5.99%
Interest Rate
6.41%
Comparison Rate
Rates as at 16 Jun 2026

ING

Mortgage Simplifier

6.04%
Interest Rate
6.07%
Comparison Rate
Rates as at 28 Sep 2026

AMP Bank

First Home Loan

6.13%
Interest Rate
6.13%
Comparison Rate
Rates as at 28 Sep 2026

AMP Bank

Essential Home Loan

6.18%
Interest Rate
6.21%
Comparison Rate
Rates as at 16 Jun 2026

Bankwest

Simple Home Loan

6.19%
Interest Rate
6.22%
Comparison Rate
Rates as at 28 Sep 2026

Bankwest

Complete Home Loan

6.19%
Interest Rate
6.58%
Comparison Rate
Rates as at 28 Sep 2026

ING

Orange Advantage

6.19%
Interest Rate
6.48%
Comparison Rate
Rates as at 28 Sep 2026

St. George

Bank Variable Home Loan

6.29%
Interest Rate
6.30%
Comparison Rate
Rates as at 28 Sep 2026

AMP Bank

Professional Package

6.39%
Interest Rate
7.25%
Comparison Rate
Rates as at 28 Sep 2026

St. George

Bank Basic Promo

6.39%
Interest Rate
6.40%
Comparison Rate
Rates as at 16 Jun 2026

Bankwest

Complete Home Loan Fixed Rate Owner Occupied PI 2 Yrs 80

6.49%
Interest Rate
7.32%
Comparison Rate
Rates as at 28 Sep 2026

Bankwest

Fixed Home Loan

6.49%
Interest Rate
8.78%
Comparison Rate
Rates as at 28 Sep 2026

ING

Fixed Home Loan

6.49%
Interest Rate
6.16%
Comparison Rate
Rates as at 28 Sep 2026

St. George

Bank Advantage Package

6.79%
Interest Rate
7.51%
Comparison Rate
Rates as at 16 Jun 2026

St. George

Bank Fixed Home Loan

6.94%
Interest Rate
8.65%
Comparison Rate
Rates as at 28 Sep 2026

AMP Bank

Basic Home Loan

7.24%
Interest Rate
7.57%
Comparison Rate
Rates as at 16 Jun 2026

AMP Bank

Basic Loan

7.24%
Interest Rate
7.29%
Comparison Rate
Rates as at 16 Jun 2026

Online Only Lenders

Online-only lenders operate without physical branches, often passing their lower overhead costs onto borrowers in the form of lower rates and fewer fees.

loans.com.au

Owner Occupied Home Loan

5.69%
Interest Rate
6.13%
Comparison Rate
Rates as at 16 Jun 2026

Homestar Finance

Star Essentials Home Loan

5.89%
Interest Rate
5.89%
Comparison Rate
Rates as at 16 Jun 2026

Unloan

Home Loan

5.89%
Interest Rate
5.80%
Comparison Rate
Rates as at 28 Sep 2026

loans.com.au

Fixed Home Loan

5.94%
Interest Rate
6.57%
Comparison Rate
Rates as at 16 Jun 2026

Tiimely Home

Livein Home Loan

5.94%
Interest Rate
5.99%
Comparison Rate
Rates as at 16 Jun 2026

Tiimely Home

Refinance Home Loan

5.94%
Interest Rate
5.95%
Comparison Rate
Rates as at 16 Jun 2026

Tiimely Home

Refinance & Purchase

5.94%
Interest Rate
5.99%
Comparison Rate
Rates as at 16 Jun 2026

Homestar Finance

Classic Home Loan

5.99%
Interest Rate
5.99%
Comparison Rate
Rates as at 16 Jun 2026

Homestar Finance

Star Choice Home Loan

5.99%
Interest Rate
6.02%
Comparison Rate
Rates as at 16 Jun 2026

Homestar Finance

Star Gold Home Loan

5.99%
Interest Rate
5.99%
Comparison Rate
Rates as at 16 Jun 2026

loans.com.au

Green Home Loan Intro

5.99%
Interest Rate
6.51%
Comparison Rate
Rates as at 16 Jun 2026

loans.com.au

Solar Home Loan

5.99%
Interest Rate
6.44%
Comparison Rate
Rates as at 16 Jun 2026

Unloan

Variable Home Loan

5.99%
Interest Rate
5.90%
Comparison Rate
Rates as at 16 Jun 2026

loans.com.au

Basic Home Loan

6.04%
Interest Rate
6.06%
Comparison Rate
Rates as at 16 Jun 2026

WLTH

Ocean Home Loan

6.04%
Interest Rate
6.12%
Comparison Rate
Rates as at 16 Jun 2026

loans.com.au

Green Offset Home Loan

6.09%
Interest Rate
6.61%
Comparison Rate
Rates as at 16 Jun 2026

loans.com.au

Solar Offset Home Loan

6.09%
Interest Rate
6.49%
Comparison Rate
Rates as at 16 Jun 2026

Ubank

Flex Home Loan

6.09%
Interest Rate
6.33%
Comparison Rate
Rates as at 28 Sep 2026

Ubank

Neat Home Loan

6.09%
Interest Rate
6.11%
Comparison Rate
Rates as at 28 Sep 2026

loans.com.au

Offset Home Loan

6.14%
Interest Rate
6.16%
Comparison Rate
Rates as at 16 Jun 2026

Ubank

Flex Home Loan

6.19%
Interest Rate
6.46%
Comparison Rate
Rates as at 16 Jun 2026

Athena

Straight Up

6.24%
Interest Rate
6.24%
Comparison Rate
Rates as at 16 Jun 2026

SuCasa

Ultra Low Rate

6.30%
Interest Rate
6.58%
Comparison Rate
Rates as at 16 Jun 2026

Athena

Power Up

6.39%
Interest Rate
6.39%
Comparison Rate
Rates as at 16 Jun 2026

loans.com.au

Zip Home Loan

6.44%
Interest Rate
6.48%
Comparison Rate
Rates as at 16 Jun 2026

Athena

Fixed Home Loan

6.64%
Interest Rate
6.17%
Comparison Rate
Rates as at 16 Jun 2026

Athena

Home Loan

6.64%
Interest Rate
6.17%
Comparison Rate
Rates as at 16 Jun 2026

WLTH

Ocean Home Loan

6.69%
Interest Rate
6.85%
Comparison Rate
Rates as at 16 Jun 2026

Customer Owned Banks

Customer-owned banks, including mutual banks and credit unions, are owned by their members and often focus on community value and competitive pricing.

Bank Australia

Clean Energy Eco Plus Home Loan

5.69%
Interest Rate
6.37%
Comparison Rate
Rates as at 16 Jun 2026

Newcastle Permanent

Owner Occupied Home Loan

5.69%
Interest Rate
7.28%
Comparison Rate
Rates as at 16 Jun 2026

Newcastle Permanent

Premium Plus Package

5.69%
Interest Rate
7.34%
Comparison Rate
Rates as at 16 Jun 2026

People's Choice

Home Loan Package

5.69%
Interest Rate
6.28%
Comparison Rate
Rates as at 16 Jun 2026

The Mac

Standard Home Loan

5.69%
Interest Rate
7.53%
Comparison Rate
Rates as at 16 Jun 2026

Australian Mutual Bank

Fixed Home Loan

5.74%
Interest Rate
6.37%
Comparison Rate
Rates as at 16 Jun 2026

Australian Mutual Bank

Home Loan

5.74%
Interest Rate
6.31%
Comparison Rate
Rates as at 16 Jun 2026

Auswide Bank

Freedom Package

5.74%
Interest Rate
6.37%
Comparison Rate
Rates as at 16 Jun 2026

Arab Bank Australia

The Basics Home Loan

5.75%
Interest Rate
5.88%
Comparison Rate
Rates as at 16 Jun 2026

Bank Australia

Clean Energy Eco/Eco Upgrade Home Loan

5.79%
Interest Rate
6.40%
Comparison Rate
Rates as at 16 Jun 2026

Bank First

Premier Package Home Loan

5.79%
Interest Rate
6.52%
Comparison Rate
Rates as at 16 Jun 2026

The Mutual Bank

Standard Home Loan

5.79%
Interest Rate
7.80%
Comparison Rate
Rates as at 16 Jun 2026

G&C Mutual Bank

Fixed Home Loan

5.80%
Interest Rate
5.86%
Comparison Rate
Rates as at 16 Jun 2026

Police Bank

Value Home Loan

5.84%
Interest Rate
5.99%
Comparison Rate
Rates as at 28 Sep 2026

Summerland Bank

Standard Home Loan

5.84%
Interest Rate
6.55%
Comparison Rate
Rates as at 16 Jun 2026

Arab Bank Australia

Fixed Home Loan

5.85%
Interest Rate
7.63%
Comparison Rate
Rates as at 16 Jun 2026

Australian Mutual Bank

Gumleaf Basic

5.89%
Interest Rate
5.96%
Comparison Rate
Rates as at 16 Jun 2026

Bank of Melbourne

Advantage Package

5.89%
Interest Rate
7.50%
Comparison Rate
Rates as at 16 Jun 2026

BankSA

Advantage Package

5.89%
Interest Rate
7.17%
Comparison Rate
Rates as at 16 Jun 2026

Police Credit Union

Low Rate Home Loan

5.89%
Interest Rate
5.95%
Comparison Rate
Rates as at 16 Jun 2026

Summerland Bank

Basic Home Loan

5.89%
Interest Rate
5.95%
Comparison Rate
Rates as at 28 Sep 2026

The Mutual Bank

Budget Home Loan

5.89%
Interest Rate
5.89%
Comparison Rate
Rates as at 16 Jun 2026

Arab Bank Australia

Essentials Home Loan

5.90%
Interest Rate
5.94%
Comparison Rate
Rates as at 16 Jun 2026

The Mac

Intro Basic

5.92%
Interest Rate
7.57%
Comparison Rate
Rates as at 16 Jun 2026

Southern Cross Credit Union

Standard Home Loan

5.93%
Interest Rate
6.28%
Comparison Rate
Rates as at 28 Sep 2026

Adelaide Bank

Smartfix Home Loan

5.94%
Interest Rate
6.38%
Comparison Rate
Rates as at 16 Jun 2026

Firefighters Mutual Bank

Your Way Home Loan

5.94%
Interest Rate
6.00%
Comparison Rate
Rates as at 28 Sep 2026

Firefighters Mutual Bank

Your Way Plus Home Loan

5.94%
Interest Rate
6.24%
Comparison Rate
Rates as at 28 Sep 2026

Regional Australia Bank

Introductory Basic Home Loan

5.94%
Interest Rate
6.37%
Comparison Rate
Rates as at 16 Jun 2026

Teachers Mutual Bank

Your Way Home Loan

5.94%
Interest Rate
6.00%
Comparison Rate
Rates as at 28 Sep 2026

Teachers Mutual Bank

Your Way Plus Home Loan

5.94%
Interest Rate
6.24%
Comparison Rate
Rates as at 28 Sep 2026

UniBank

Your Way Home Loan

5.94%
Interest Rate
6.00%
Comparison Rate
Rates as at 28 Sep 2026

UniBank

Your Way Plus Home Loan

5.94%
Interest Rate
6.24%
Comparison Rate
Rates as at 28 Sep 2026

G&C Mutual Bank

Essential Worker

5.95%
Interest Rate
5.98%
Comparison Rate
Rates as at 16 Jun 2026

Australian Military Bank

Rate Home Loan

5.99%
Interest Rate
6.73%
Comparison Rate
Rates as at 16 Jun 2026

Australian Mutual Bank

Gumleaf Standard

5.99%
Interest Rate
6.06%
Comparison Rate
Rates as at 16 Jun 2026

Auswide Bank

Basic Home Loan

5.99%
Interest Rate
6.02%
Comparison Rate
Rates as at 16 Jun 2026

Bank Australia

Basic Home Loan

5.99%
Interest Rate
6.16%
Comparison Rate
Rates as at 16 Jun 2026

Bank Australia

Premium Package

5.99%
Interest Rate
6.45%
Comparison Rate
Rates as at 16 Jun 2026

Bank First

Basic Home Loan

5.99%
Interest Rate
6.02%
Comparison Rate
Rates as at 16 Jun 2026

People's Choice

Basic Home Loan

5.99%
Interest Rate
6.00%
Comparison Rate
Rates as at 16 Jun 2026

People's Choice

Home Loan Package Standard

5.99%
Interest Rate
6.36%
Comparison Rate
Rates as at 16 Jun 2026

Regional Australia Bank

Home Loan

5.99%
Interest Rate
5.95%
Comparison Rate
Rates as at 28 Sep 2026

The Capricornian

No Frills

5.99%
Interest Rate
6.04%
Comparison Rate
Rates as at 28 Sep 2026

The Mutual Bank

Package Home Loan Premium

5.99%
Interest Rate
7.71%
Comparison Rate
Rates as at 16 Jun 2026

Australian Unity

Health Wealth Happiness Package

6.04%
Interest Rate
6.39%
Comparison Rate
Rates as at 16 Jun 2026

Auswide Bank

Basic Home Loan

6.04%
Interest Rate
6.07%
Comparison Rate
Rates as at 28 Sep 2026

Summerland Bank

Eco Home Loan

6.04%
Interest Rate
6.10%
Comparison Rate
Rates as at 28 Sep 2026

Regional Australia Bank

Mortgage Non Offset Home Loan

6.08%
Interest Rate
6.09%
Comparison Rate
Rates as at 16 Jun 2026

Australian Military Bank

Ratesaver Home Loan

6.09%
Interest Rate
6.12%
Comparison Rate
Rates as at 28 Sep 2026

Beyond Bank

Purple Basic

6.09%
Interest Rate
6.12%
Comparison Rate
Rates as at 28 Sep 2026

Beyond Bank

Total Home Loan Package

6.09%
Interest Rate
6.44%
Comparison Rate
Rates as at 28 Sep 2026

Firefighters Mutual Bank

Your Way Basic Home Loan

6.09%
Interest Rate
6.11%
Comparison Rate
Rates as at 28 Sep 2026

Newcastle Permanent

Fixed Home Loan

6.09%
Interest Rate
7.82%
Comparison Rate
Rates as at 16 Jun 2026

Newcastle Permanent

Real Deal

6.09%
Interest Rate
6.13%
Comparison Rate
Rates as at 16 Jun 2026

Police Credit Union

Fixed Home Loan

6.09%
Interest Rate
7.40%
Comparison Rate
Rates as at 16 Jun 2026

Summerland Bank

Premium Home Loan

6.09%
Interest Rate
6.46%
Comparison Rate
Rates as at 28 Sep 2026

Unity Bank

Advantage Home Loan

6.09%
Interest Rate
6.14%
Comparison Rate
Rates as at 28 Sep 2026

BankVic

Fixed Home Loan

6.10%
Interest Rate
N/A
Comparison Rate
Rates as at 28 Sep 2026

BankVic

Variable Home Loan

6.10%
Interest Rate
6.10%
Comparison Rate
Rates as at 28 Sep 2026

Regional Australia Bank

Mortgage Offset Home Loan

6.10%
Interest Rate
6.13%
Comparison Rate
Rates as at 28 Sep 2026

Bank First

Complete Home Loan

6.14%
Interest Rate
6.49%
Comparison Rate
Rates as at 28 Sep 2026

Great Southern Bank

Basic Home Loan

6.14%
Interest Rate
6.20%
Comparison Rate
Rates as at 16 Jun 2026

Police Credit Union

Renovation Loan

6.14%
Interest Rate
6.20%
Comparison Rate
Rates as at 16 Jun 2026

Australian Unity

Kick Starter

6.18%
Interest Rate
6.18%
Comparison Rate
Rates as at 16 Jun 2026

Australian Mutual Bank

Basic Home Loan

6.19%
Interest Rate
6.26%
Comparison Rate
Rates as at 16 Jun 2026

Great Southern Bank

Offset Home Loan

6.19%
Interest Rate
6.25%
Comparison Rate
Rates as at 16 Jun 2026

People's Choice

Fixed Home Loan

6.19%
Interest Rate
8.12%
Comparison Rate
Rates as at 16 Jun 2026

The Capricornian

Offset Home Loan

6.19%
Interest Rate
6.19%
Comparison Rate
Rates as at 28 Sep 2026

Adelaide Bank

Smartfit Home Loan

6.24%
Interest Rate
6.41%
Comparison Rate
Rates as at 16 Jun 2026

Adelaide Bank

Smartsaver Home Loan

6.24%
Interest Rate
6.24%
Comparison Rate
Rates as at 16 Jun 2026

Teachers Mutual Bank

Your Way Basic Home Loan

6.24%
Interest Rate
6.30%
Comparison Rate
Rates as at 28 Sep 2026

The Capricornian

Premium Choice

6.24%
Interest Rate
6.78%
Comparison Rate
Rates as at 28 Sep 2026

UniBank

Your Way Basic Home Loan

6.24%
Interest Rate
6.30%
Comparison Rate
Rates as at 28 Sep 2026

BankVic

Home Loan

6.25%
Interest Rate
6.06%
Comparison Rate
Rates as at 16 Jun 2026

Australian Military Bank

Value Home Loan

6.29%
Interest Rate
6.32%
Comparison Rate
Rates as at 28 Sep 2026

Bank of Melbourne

Basic Promo

6.29%
Interest Rate
6.30%
Comparison Rate
Rates as at 16 Jun 2026

Bank of Melbourne

Variable Home Loan

6.29%
Interest Rate
6.30%
Comparison Rate
Rates as at 28 Sep 2026

BankSA

Basic Promo

6.29%
Interest Rate
6.30%
Comparison Rate
Rates as at 16 Jun 2026

BankSA

Variable Home Loan

6.29%
Interest Rate
6.30%
Comparison Rate
Rates as at 28 Sep 2026

Australian Unity

Health Wealth Happiness

6.33%
Interest Rate
6.33%
Comparison Rate
Rates as at 16 Jun 2026

Unity Bank

Advantage Plus Home Loan

6.34%
Interest Rate
6.38%
Comparison Rate
Rates as at 28 Sep 2026

Bank First

Premier Package Introductory Home Loan

6.35%
Interest Rate
6.95%
Comparison Rate
Rates as at 16 Jun 2026

Australian Mutual Bank

Standard Home Loan

6.44%
Interest Rate
6.51%
Comparison Rate
Rates as at 16 Jun 2026

Great Southern Bank

Fixed Home Loan

6.49%
Interest Rate
7.61%
Comparison Rate
Rates as at 16 Jun 2026

Regional Australia Bank

Basic Home Loan

6.51%
Interest Rate
6.54%
Comparison Rate
Rates as at 16 Jun 2026

The Capricornian

Lifestyle Home Loan

6.54%
Interest Rate
6.81%
Comparison Rate
Rates as at 28 Sep 2026

Beyond Bank

Standard Home Loan

6.64%
Interest Rate
8.52%
Comparison Rate
Rates as at 28 Sep 2026

Police Credit Union

Better Home Loan

6.69%
Interest Rate
6.75%
Comparison Rate
Rates as at 16 Jun 2026

Beyond Bank

Fixed Home Loan

6.74%
Interest Rate
8.53%
Comparison Rate
Rates as at 16 Jun 2026

G&C Mutual Bank

Choice Home Loan

6.74%
Interest Rate
6.77%
Comparison Rate
Rates as at 16 Jun 2026

G&C Mutual Bank

Choice Home Loan Offset

6.84%
Interest Rate
6.87%
Comparison Rate
Rates as at 16 Jun 2026

Australian Military Bank

Standard Offset

6.94%
Interest Rate
6.97%
Comparison Rate
Rates as at 28 Sep 2026

Bank of Melbourne

Fixed Home Loan

6.94%
Interest Rate
8.63%
Comparison Rate
Rates as at 28 Sep 2026

BankSA

Fixed Home Loan

6.94%
Interest Rate
8.64%
Comparison Rate
Rates as at 28 Sep 2026

Transport Mutual Credit Union

Refi Home Loan

6.94%
Interest Rate
7.03%
Comparison Rate
Rates as at 16 Jun 2026

Regional Australia Bank

Partnership Advantage Home Loan

7.08%
Interest Rate
6.98%
Comparison Rate
Rates as at 16 Jun 2026

Police Credit Union

Standard Home Loan

7.49%
Interest Rate
7.55%
Comparison Rate
Rates as at 16 Jun 2026

The Mac

Basic Home Loan

7.62%
Interest Rate
7.69%
Comparison Rate
Rates as at 16 Jun 2026

Transport Mutual Credit Union

Fixed Home Loan

7.69%
Interest Rate
8.62%
Comparison Rate
Rates as at 16 Jun 2026

The Capricornian

Access Equity

7.84%
Interest Rate
7.89%
Comparison Rate
Rates as at 28 Sep 2026

The Mac

Offset Home Loan

7.92%
Interest Rate
7.99%
Comparison Rate
Rates as at 16 Jun 2026

Bank Australia

Bridging Loan

8.10%
Interest Rate
8.15%
Comparison Rate
Rates as at 16 Jun 2026

Newcastle Permanent

Real Options

8.50%
Interest Rate
8.55%
Comparison Rate
Rates as at 16 Jun 2026

Transport Mutual Credit Union

Basic Home Loan

8.63%
Interest Rate
8.73%
Comparison Rate
Rates as at 16 Jun 2026

Newcastle Permanent

Premium Home Loan

8.72%
Interest Rate
8.72%
Comparison Rate
Rates as at 16 Jun 2026

G&C Mutual Bank

Standard Home Loan

8.75%
Interest Rate
8.82%
Comparison Rate
Rates as at 16 Jun 2026

People's Choice

Variable Home Loan

8.76%
Interest Rate
8.82%
Comparison Rate
Rates as at 16 Jun 2026

Transport Mutual Credit Union

Variable Home Loan

8.88%
Interest Rate
8.98%
Comparison Rate
Rates as at 16 Jun 2026

Non-Bank Lenders

Non-bank lenders are financial institutions that offer home loans but don't hold a banking license, often providing more flexible lending criteria.

Aussie

Elevate Offset

5.64%
Interest Rate
6.19%
Comparison Rate
Rates as at 16 Jun 2026

Aussie

Select Basic

5.79%
Interest Rate
6.08%
Comparison Rate
Rates as at 16 Jun 2026

Reduce Home Loans

Eco Home Loan

5.84%
Interest Rate
5.89%
Comparison Rate
Rates as at 16 Jun 2026

Mortgage House

Executive Saver Home Loan

5.89%
Interest Rate
5.93%
Comparison Rate
Rates as at 16 Jun 2026

Yellow Brick Road

Select Home Loan

5.89%
Interest Rate
6.13%
Comparison Rate
Rates as at 16 Jun 2026

Mortgage House

Advantage Standard Special Home Loan

5.99%
Interest Rate
6.30%
Comparison Rate
Rates as at 16 Jun 2026

Reduce Home Loans

Basic Home Loan

5.99%
Interest Rate
6.04%
Comparison Rate
Rates as at 16 Jun 2026

Reduce Home Loans

Home Owners Dream

5.99%
Interest Rate
6.29%
Comparison Rate
Rates as at 16 Jun 2026

Firstmac

Home Loan

6.04%
Interest Rate
6.82%
Comparison Rate
Rates as at 16 Jun 2026

Aussie

Elevate Home Loan

6.09%
Interest Rate
6.18%
Comparison Rate
Rates as at 16 Jun 2026

Firstmac

Package Home Loan

6.09%
Interest Rate
6.38%
Comparison Rate
Rates as at 16 Jun 2026

Mortgage House

Advantage Standard Home Loan

6.09%
Interest Rate
6.33%
Comparison Rate
Rates as at 16 Jun 2026

Firstmac

Green Basic

6.14%
Interest Rate
6.85%
Comparison Rate
Rates as at 16 Jun 2026

Firstmac

Solar Basic

6.14%
Interest Rate
6.75%
Comparison Rate
Rates as at 16 Jun 2026

Firstmac

Green Offset

6.19%
Interest Rate
6.86%
Comparison Rate
Rates as at 16 Jun 2026

Firstmac

Solar Offset

6.19%
Interest Rate
6.73%
Comparison Rate
Rates as at 16 Jun 2026

Mortgage House

Advantage Home Loan Essentials

6.19%
Interest Rate
6.25%
Comparison Rate
Rates as at 16 Jun 2026

Firstmac

Basic Home Loan

6.24%
Interest Rate
6.27%
Comparison Rate
Rates as at 16 Jun 2026

Mortgage House

Advantage Special Home Loan

6.24%
Interest Rate
6.30%
Comparison Rate
Rates as at 16 Jun 2026

Firstmac

Package Home Loan

6.28%
Interest Rate
6.31%
Comparison Rate
Rates as at 16 Jun 2026

Reduce Home Loans

Economizer Home Loan

6.29%
Interest Rate
6.35%
Comparison Rate
Rates as at 16 Jun 2026

Mortgage House

Advantage Standard

6.34%
Interest Rate
6.40%
Comparison Rate
Rates as at 16 Jun 2026

Firstmac

Package Offset Home Loan 80

6.38%
Interest Rate
6.41%
Comparison Rate
Rates as at 16 Jun 2026

Aussie

Elevate Home Loan

6.39%
Interest Rate
6.43%
Comparison Rate
Rates as at 16 Jun 2026

Firstmac

Offset Home Loan

6.49%
Interest Rate
6.52%
Comparison Rate
Rates as at 16 Jun 2026

Firstmac

Zip Home Loan

6.54%
Interest Rate
6.57%
Comparison Rate
Rates as at 16 Jun 2026

Reduce Home Loans

Capitalizer Home Loan

6.59%
Interest Rate
6.63%
Comparison Rate
Rates as at 16 Jun 2026

Reduce Home Loans

Offset Capitalizer

6.59%
Interest Rate
6.63%
Comparison Rate
Rates as at 16 Jun 2026

Aussie

Activate Prime Full Doc

6.79%
Interest Rate
6.86%
Comparison Rate
Rates as at 16 Jun 2026

Yellow Brick Road

Essential Options Prime

6.89%
Interest Rate
6.92%
Comparison Rate
Rates as at 16 Jun 2026

Aussie

Activate Nearprime Full Doc

7.64%
Interest Rate
7.90%
Comparison Rate
Rates as at 16 Jun 2026

RAMS

Full Feature

7.81%
Interest Rate
7.88%
Comparison Rate
Rates as at 16 Jun 2026

Aussie

Activate Specialist Full Doc

8.44%
Interest Rate
8.73%
Comparison Rate
Rates as at 16 Jun 2026

Other Lenders

Compare rates from our extended network of specialized and regional lenders.

Easy Street Fin Services

Street

5.49%
Interest Rate
5.98%
Comparison Rate
Rates as at 16 Jun 2026

Geelong Bank

Fixed Home Loan

5.50%
Interest Rate
6.99%
Comparison Rate
Rates as at 16 Jun 2026

Macquarie Bank

Offset Home Loan

5.55%
Interest Rate
6.28%
Comparison Rate
Rates as at 16 Jun 2026

Illawarra Credit Union

The Works Package Home Loan

5.59%
Interest Rate
6.51%
Comparison Rate
Rates as at 16 Jun 2026

Horizon Bank

Rate Home Loan

5.64%
Interest Rate
6.33%
Comparison Rate
Rates as at 16 Jun 2026

BOQ

Fixed Home Loan

5.69%
Interest Rate
6.31%
Comparison Rate
Rates as at 28 Sep 2026

Heritage Bank

Home Advantage

5.69%
Interest Rate
6.43%
Comparison Rate
Rates as at 16 Jun 2026

HSBC

Home Loan Package

5.69%
Interest Rate
6.37%
Comparison Rate
Rates as at 16 Jun 2026

Illawarra Credit Union

Bare Essentials Home Loan

5.69%
Interest Rate
6.11%
Comparison Rate
Rates as at 16 Jun 2026

Macquarie Bank

Basic Home Loan

5.69%
Interest Rate
6.00%
Comparison Rate
Rates as at 16 Jun 2026

ME Bank

Flexible Home Loan

5.84%
Interest Rate
8.08%
Comparison Rate
Rates as at 16 Jun 2026

AMO Group

Fixed Home Loan

5.89%
Interest Rate
6.10%
Comparison Rate
Rates as at 16 Jun 2026

Bank of China

Rate Home Loan

5.89%
Interest Rate
7.44%
Comparison Rate
Rates as at 16 Jun 2026

Commonwealth Bank

Wealth Package

5.89%
Interest Rate
7.80%
Comparison Rate
Rates as at 16 Jun 2026

Heritage Bank

Home Loan

5.89%
Interest Rate
8.02%
Comparison Rate
Rates as at 16 Jun 2026

ME Bank

Member Package Flexible

5.89%
Interest Rate
6.75%
Comparison Rate
Rates as at 16 Jun 2026

Pacific Mortgage Group

Variable Home Loan

5.89%
Interest Rate
5.89%
Comparison Rate
Rates as at 16 Jun 2026

Qantas

Home Loans

5.89%
Interest Rate
6.23%
Comparison Rate
Rates as at 16 Jun 2026

Queensland Country Bank

Rate Package Home Loan

5.89%
Interest Rate
6.55%
Comparison Rate
Rates as at 16 Jun 2026

Queensland Country Bank

Ultimate Home Loan Package

5.89%
Interest Rate
6.24%
Comparison Rate
Rates as at 16 Jun 2026

Resi

Select Home Loan

5.89%
Interest Rate
6.13%
Comparison Rate
Rates as at 16 Jun 2026

St.George Bank

Advantage Package

5.89%
Interest Rate
7.29%
Comparison Rate
Rates as at 16 Jun 2026

Bank of China

Discount Home Loan

5.93%
Interest Rate
6.13%
Comparison Rate
Rates as at 28 Sep 2026

Bank of China

Discount Plus Home Loan

5.93%
Interest Rate
6.31%
Comparison Rate
Rates as at 28 Sep 2026

Community First Bank

Basic Home Loan

5.94%
Interest Rate
5.99%
Comparison Rate
Rates as at 16 Jun 2026

Health Professionals Bank

Your Way Home Loan

5.94%
Interest Rate
6.00%
Comparison Rate
Rates as at 28 Sep 2026

Health Professionals Bank

Your Way Plus Home Loan

5.94%
Interest Rate
6.24%
Comparison Rate
Rates as at 28 Sep 2026

NRMA Insurance

Home Loans Livein

5.94%
Interest Rate
6.01%
Comparison Rate
Rates as at 16 Jun 2026

NRMA Insurance

Refinance & Purchase

5.94%
Interest Rate
6.01%
Comparison Rate
Rates as at 16 Jun 2026

Orange Credit Union

Fixed Home Loan

5.94%
Interest Rate
7.30%
Comparison Rate
Rates as at 16 Jun 2026

Orange Credit Union

Introductory Home Loan

5.94%
Interest Rate
7.16%
Comparison Rate
Rates as at 16 Jun 2026

LCU

Intelligent Mortgage

5.95%
Interest Rate
6.06%
Comparison Rate
Rates as at 16 Jun 2026

Up

Home

5.95%
Interest Rate
5.95%
Comparison Rate
Rates as at 28 Sep 2026

BCU Bank

Fixed Home Loan

5.99%
Interest Rate
6.26%
Comparison Rate
Rates as at 16 Jun 2026

BCU Bank

Omg Home Loan

5.99%
Interest Rate
6.02%
Comparison Rate
Rates as at 16 Jun 2026

Credit Union SA

Low Deposit Home Loan Package

5.99%
Interest Rate
7.06%
Comparison Rate
Rates as at 28 Sep 2026

Heritage Bank

Discount Home Loan

5.99%
Interest Rate
6.01%
Comparison Rate
Rates as at 16 Jun 2026

Heritage Bank

Fixed Home Loan

5.99%
Interest Rate
8.05%
Comparison Rate
Rates as at 16 Jun 2026

HSBC

Home Loan

5.99%
Interest Rate
7.19%
Comparison Rate
Rates as at 16 Jun 2026

HSBC

Home Value

5.99%
Interest Rate
5.99%
Comparison Rate
Rates as at 16 Jun 2026

Hume Bank

Liteblue Spring Locals Only Exclusive Offer

5.99%
Interest Rate
6.00%
Comparison Rate
Rates as at 28 Sep 2026

Illawarra Credit Union

Fixed Home Loan

5.99%
Interest Rate
7.16%
Comparison Rate
Rates as at 16 Jun 2026

IMB

Budget Home Loan

5.99%
Interest Rate
6.02%
Comparison Rate
Rates as at 28 Sep 2026

Northern Inland CU

Dream Home Loan

5.99%
Interest Rate
6.61%
Comparison Rate
Rates as at 28 Sep 2026

Pacific Mortgage Group

Fixed Home Loan

5.99%
Interest Rate
5.90%
Comparison Rate
Rates as at 16 Jun 2026

Qantas

Livein Home Loan

5.99%
Interest Rate
6.13%
Comparison Rate
Rates as at 16 Jun 2026

Suncorp Bank

Home Package Plus

5.99%
Interest Rate
6.55%
Comparison Rate
Rates as at 16 Jun 2026

AMO Group

Basic Home Loan

6.04%
Interest Rate
6.16%
Comparison Rate
Rates as at 16 Jun 2026

AMO Group

Home Loan

6.04%
Interest Rate
6.13%
Comparison Rate
Rates as at 16 Jun 2026

Commonwealth Bank

Home Loan

6.04%
Interest Rate
8.10%
Comparison Rate
Rates as at 16 Jun 2026

Community First Bank

Accelerator Package

6.04%
Interest Rate
6.42%
Comparison Rate
Rates as at 16 Jun 2026

Community First Bank

Accelerator Packaged

6.04%
Interest Rate
6.42%
Comparison Rate
Rates as at 16 Jun 2026

Credit Union SA

Home Loan Package

6.04%
Interest Rate
6.41%
Comparison Rate
Rates as at 28 Sep 2026

Easy Street Fin Services

Street Smart

6.04%
Interest Rate
6.09%
Comparison Rate
Rates as at 16 Jun 2026

IMB

Budget Home Loan

6.04%
Interest Rate
6.07%
Comparison Rate
Rates as at 16 Jun 2026

Macquarie Bank

Basic Home Loan

6.04%
Interest Rate
6.06%
Comparison Rate
Rates as at 28 Sep 2026

Macquarie Bank

Offset Home Loan

6.04%
Interest Rate
6.29%
Comparison Rate
Rates as at 28 Sep 2026

MyState Bank

Variable Home Loan

6.04%
Interest Rate
6.07%
Comparison Rate
Rates as at 28 Sep 2026

MyState Bank

Basic Home Loan

6.04%
Interest Rate
6.07%
Comparison Rate
Rates as at 16 Jun 2026

Queensland Country Bank

Rate Home Loan

6.04%
Interest Rate
8.06%
Comparison Rate
Rates as at 16 Jun 2026

Bank of Sydney

Bosbasic Home Loan

6.09%
Interest Rate
6.13%
Comparison Rate
Rates as at 28 Sep 2026

BOQ

Home Loan

6.09%
Interest Rate
6.43%
Comparison Rate
Rates as at 16 Jun 2026

Commonwealth Bank

Digi Home Loan

6.09%
Interest Rate
6.22%
Comparison Rate
Rates as at 28 Sep 2026

Hume Bank

Liteblue Home Loan

6.09%
Interest Rate
6.10%
Comparison Rate
Rates as at 28 Sep 2026

IMB

Essentials Home Loan

6.09%
Interest Rate
6.20%
Comparison Rate
Rates as at 28 Sep 2026

MyState Bank

Owner Occupied Home Loan

6.09%
Interest Rate
6.15%
Comparison Rate
Rates as at 16 Jun 2026

Qudos Bank

No Frills Home Loan

6.13%
Interest Rate
6.13%
Comparison Rate
Rates as at 28 Sep 2026

Qudos Bank

Value Package Low Cost Home Loan

6.13%
Interest Rate
6.32%
Comparison Rate
Rates as at 28 Sep 2026

Suncorp Bank

Home Package Plus First Home Buyer

6.13%
Interest Rate
6.48%
Comparison Rate
Rates as at 28 Sep 2026

BCU Bank

Offset Home Loan

6.14%
Interest Rate
6.17%
Comparison Rate
Rates as at 16 Jun 2026

Geelong Bank

1,2 Home Loan

6.14%
Interest Rate
6.96%
Comparison Rate
Rates as at 16 Jun 2026

HSBC

Standard Home Loan

6.14%
Interest Rate
6.51%
Comparison Rate
Rates as at 16 Jun 2026

ME Bank

Member Package Flexible Home Loan

6.14%
Interest Rate
6.53%
Comparison Rate
Rates as at 16 Jun 2026

Freedom Lend

Home Loan

6.15%
Interest Rate
6.18%
Comparison Rate
Rates as at 16 Jun 2026

ME Bank

Basic Home Loan

6.17%
Interest Rate
6.19%
Comparison Rate
Rates as at 16 Jun 2026

BOQ

Economy Home Loan

6.18%
Interest Rate
6.33%
Comparison Rate
Rates as at 16 Jun 2026

Community First Bank

Fixed Home Loan

6.19%
Interest Rate
6.32%
Comparison Rate
Rates as at 16 Jun 2026

GMCU

Fixed Home Loan

6.19%
Interest Rate
6.27%
Comparison Rate
Rates as at 28 Sep 2026

GMCU

Standard Home Loan

6.19%
Interest Rate
6.35%
Comparison Rate
Rates as at 28 Sep 2026

HSBC

Home Loan Package Home Smart

6.19%
Interest Rate
6.56%
Comparison Rate
Rates as at 16 Jun 2026

Hume Bank

Myblue Home Loan

6.19%
Interest Rate
6.19%
Comparison Rate
Rates as at 28 Sep 2026

MOVE Bank

Everyday Home Loan

6.19%
Interest Rate
N/A
Comparison Rate
Rates as at 28 Sep 2026

MOVE Bank

Offset Home Loan

6.19%
Interest Rate
N/A
Comparison Rate
Rates as at 28 Sep 2026

MyState Bank

Fixed Home Loan

6.19%
Interest Rate
7.78%
Comparison Rate
Rates as at 16 Jun 2026

MyState Bank

Variable Home Loan

6.19%
Interest Rate
6.25%
Comparison Rate
Rates as at 16 Jun 2026

Qudos Bank

Low Cost Home Loan

6.19%
Interest Rate
6.19%
Comparison Rate
Rates as at 16 Jun 2026

Greater Bank

Ultimate Home Loan

6.24%
Interest Rate
7.85%
Comparison Rate
Rates as at 28 Sep 2026

Health Professionals Bank

Your Way Basic Home Loan

6.24%
Interest Rate
6.30%
Comparison Rate
Rates as at 28 Sep 2026

IMB

Fixed Home Loan

6.24%
Interest Rate
6.31%
Comparison Rate
Rates as at 28 Sep 2026

ME Bank

Flexible Home Loan

6.24%
Interest Rate
7.88%
Comparison Rate
Rates as at 16 Jun 2026

Bank of Sydney

Expect More

6.29%
Interest Rate
6.44%
Comparison Rate
Rates as at 28 Sep 2026

Community First Bank

Balance Home Loan

6.29%
Interest Rate
6.34%
Comparison Rate
Rates as at 16 Jun 2026

Greater Bank

Great Rate Home Loan

6.29%
Interest Rate
7.70%
Comparison Rate
Rates as at 28 Sep 2026

Greater Bank

Standard Home Loan

6.29%
Interest Rate
7.98%
Comparison Rate
Rates as at 28 Sep 2026

LCU

Introductory Home Loan

6.29%
Interest Rate
6.31%
Comparison Rate
Rates as at 16 Jun 2026

St.George Bank

Basic Promo

6.29%
Interest Rate
6.30%
Comparison Rate
Rates as at 16 Jun 2026

Commonwealth Bank

Standard Rate

6.34%
Interest Rate
6.72%
Comparison Rate
Rates as at 28 Sep 2026

BOQ

Clear Path Home Loan

6.39%
Interest Rate
6.51%
Comparison Rate
Rates as at 16 Jun 2026

HSBC

Fixed Home Loan

6.39%
Interest Rate
7.31%
Comparison Rate
Rates as at 16 Jun 2026

Orange Credit Union

Basic Home Loan

6.39%
Interest Rate
6.45%
Comparison Rate
Rates as at 16 Jun 2026

Commonwealth Bank

Extra Home Loan

6.44%
Interest Rate
6.45%
Comparison Rate
Rates as at 16 Jun 2026

Freedom Lend

Construction

6.45%
Interest Rate
6.20%
Comparison Rate
Rates as at 16 Jun 2026

Commonwealth Bank

Wealth Package Standard

6.49%
Interest Rate
6.87%
Comparison Rate
Rates as at 16 Jun 2026

Horizon Bank

Home Sweet Discount

6.49%
Interest Rate
6.71%
Comparison Rate
Rates as at 28 Sep 2026

Horizon Bank

Home Sweet Standard

6.49%
Interest Rate
6.54%
Comparison Rate
Rates as at 16 Jun 2026

MyState Bank

Fixed Home Loan

6.49%
Interest Rate
8.21%
Comparison Rate
Rates as at 28 Sep 2026

Qudos Bank

Construction Loan

6.54%
Interest Rate
6.40%
Comparison Rate
Rates as at 28 Sep 2026

St.George Bank

Fixed Home Loan

6.64%
Interest Rate
8.40%
Comparison Rate
Rates as at 16 Jun 2026

Commonwealth Bank

Fixed Home Loan

6.74%
Interest Rate
8.71%
Comparison Rate
Rates as at 16 Jun 2026

Qudos Bank

Fixed Home Loan

6.74%
Interest Rate
6.20%
Comparison Rate
Rates as at 28 Sep 2026

Credit Union SA

Rate Home Loan

6.79%
Interest Rate
7.16%
Comparison Rate
Rates as at 16 Jun 2026

Suncorp Bank

Fixed Home Loan

6.84%
Interest Rate
8.30%
Comparison Rate
Rates as at 16 Jun 2026

Resi

Essential Options Prime

6.89%
Interest Rate
6.92%
Comparison Rate
Rates as at 16 Jun 2026

Geelong Bank

Homebuilder Home Loan

6.92%
Interest Rate
6.95%
Comparison Rate
Rates as at 16 Jun 2026

Qudos Bank

Standard Rate

6.99%
Interest Rate
7.03%
Comparison Rate
Rates as at 16 Jun 2026

Credit Union SA

Standard Home Loan

7.24%
Interest Rate
7.29%
Comparison Rate
Rates as at 16 Jun 2026

Illawarra Credit Union

Variable Home Loan

7.34%
Interest Rate
7.44%
Comparison Rate
Rates as at 16 Jun 2026

Orange Credit Union

Standard Home Loan

7.39%
Interest Rate
7.46%
Comparison Rate
Rates as at 16 Jun 2026

Geelong Bank

Affinity Home Loan Package

7.41%
Interest Rate
7.66%
Comparison Rate
Rates as at 16 Jun 2026

Northern Inland CU

Smart Home Loan

7.44%
Interest Rate
7.57%
Comparison Rate
Rates as at 28 Sep 2026

Geelong Bank

Mutual Home Loan

7.49%
Interest Rate
7.52%
Comparison Rate
Rates as at 16 Jun 2026

HSBC

Standard Home Loan

7.61%
Interest Rate
7.67%
Comparison Rate
Rates as at 16 Jun 2026

Qudos Bank

Home Access Loan

7.63%
Interest Rate
7.68%
Comparison Rate
Rates as at 16 Jun 2026

MOVE Bank

Standard Rate

7.75%
Interest Rate
7.80%
Comparison Rate
Rates as at 16 Jun 2026

Credit Union SA

Discounted Home Loan

7.84%
Interest Rate
7.42%
Comparison Rate
Rates as at 28 Sep 2026

Geelong Bank

Relocation Home Loan

7.96%
Interest Rate
7.99%
Comparison Rate
Rates as at 16 Jun 2026

MyState Bank

Standard Home Loan

8.37%
Interest Rate
8.45%
Comparison Rate
Rates as at 16 Jun 2026

Bank of China

Standard Home Loan

8.39%
Interest Rate
8.46%
Comparison Rate
Rates as at 28 Sep 2026

Community First Bank

Standard Home Loan

8.44%
Interest Rate
8.49%
Comparison Rate
Rates as at 16 Jun 2026

Suncorp Bank

Back To Basics

8.65%
Interest Rate
8.73%
Comparison Rate
Rates as at 28 Sep 2026

St.George Bank

Variable Home Loan

8.71%
Interest Rate
8.85%
Comparison Rate
Rates as at 16 Jun 2026

Heritage Bank

Variable Home Loan

8.74%
Interest Rate
8.89%
Comparison Rate
Rates as at 16 Jun 2026

Queensland Country Bank

Standard Home Loan

8.74%
Interest Rate
8.88%
Comparison Rate
Rates as at 16 Jun 2026

Commonwealth Bank

Standard Rate

8.80%
Interest Rate
8.94%
Comparison Rate
Rates as at 16 Jun 2026

IMB

Standard Home Loan

8.96%
Interest Rate
9.03%
Comparison Rate
Rates as at 28 Sep 2026

Suncorp Bank

Variable Home Loan

9.23%
Interest Rate
9.41%
Comparison Rate
Rates as at 28 Sep 2026

Suncorp Bank

Home Loan

9.23%
Interest Rate
9.41%
Comparison Rate
Rates as at 16 Jun 2026

Suncorp Bank

Variable Home Loan

9.23%
Interest Rate
9.41%
Comparison Rate
Rates as at 16 Jun 2026

Bank of Sydney

Home Equity Maximiser

11.65%
Interest Rate
N/A
Comparison Rate
Rates as at 28 Sep 2026