Can I get a home loan if I have multiple credit cards and personal loans?

It is possible to get a home loan if you have multiple credit cards and personal loans. However, it is important to remember that the more debt you have, the more difficult it may be to get approved for a home loan. When applying for a home loan, lenders will look at your credit history and credit score to determine whether you are a good risk. If you have multiple credit cards and personal loans, lenders may be concerned that you have too much debt and may not be able to manage the additional debt of a home loan. It is important to remember that lenders will also look at your income and other financial obligations when considering your application. If you have a good income and are able to demonstrate that you are able to manage your existing debt, you may still be able to get approved for a home loan. If you are considering applying for a home loan, it is a good idea to check out Goodrate on https://goodrate.com.au/home-loan to see current interest rate offers. It is also important to talk to a mortgage broker or lender to discuss your individual situation and to find out what loan options are available to you.